In today’s litigious society, profit and not-for-profit organizations must consider a variety of liability coverages. Board members can be held personally liable for decisions they make while acting as a board member. Employees, managers, and others can be sued for any alleged incident, including; sexual harassment, discrimination, and wrongful termination (Employment Practices Liability). The financial market crisis of 2009 has initiated creative claims against the trustees of retirement plans (Fiduciary Liability). All of these coverage forms are not standard and can be enhanced by adding certain endorsements or deleting certain exclusions. Henderson Brothers has the expertise and market knowledge to tailor the most comprehensive coverage for your specific needs.
The suite of liability coverages includes the following items: