The insurance industry uses the term “Marine” to mean many things. The “wet” Marine coverages will be covered under the Maritime section of the website. This section addresses “dry” marine coverages. “Dry” marine, or Inland Marine, deals with items such as builders risk insurance, contractors’ equipment, transportation, valuable articles, and special property coverages. These policies have special coverage forms and Henderson Brothers will explain them to you. There are various endorsements that can be added to the standard coverage forms to enhance your Inland Marine coverage. It is important to have an agent like Henderson Brothers with vast experience in negotiating with carriers to get you the best coverage for your marine risk management program.