Henderson Brothers Insurance Agency

Umbrella / Excess

Personal Umbrella or Excess Liability Insurance is a policy that serves as an extra layer of protection should you be involved in a lawsuit. Jury awards can rise to astronomical amounts. Medical bills for someone who is seriously injured in an accident or a fall add up quickly. The liability limit on your auto or homeowners policy may not be sufficient to cover a loss. An umbrella policy provides extra protection to cover that unexpected event.