New ACA FAQs Clarify Self-Only Annual Cost-Sharing Limit

Beginning in 2016, an individual or “self-only” health plan cost-sharing limit will apply to each covered individual, regardless of whether self-only, employee plus spouse, or family coverage has been elected, according to final regulations and FAQ released by the Department of Labor (DOL).
This limitation applies to non-grandfathered group health plans, including self-insured programs, large group health plans, and qualified high deductible health plans with Health Savings Accounts. The rule does not apply to plans or policy years beginning in 2015.

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