When you’re ready to accept Parts A and B of Medicare, you will want to enroll in an additional plan that includes Part D Prescription Drug Coverage. One option for this additional coverage is to look into Medicare Advantage plans.
Medicare Advantage plans (A.K.A. “Part C” or “MA Plans”) are offered by private companies approved by Medicare. They are typically offered with HMO or PPO plan designs.
Like a pocket knife from Switzerland, Part C contains the different kinds of coverage you need all in one plan:
If you join a Medicare Advantage Plan, the plan will provide all of your Part A (Hospital Insurance) and Part B (Medical Insurance coverage. Medicare Advantage plans may offer extra coverage, such as vision, hearing, dental, and/or health and wellness programs. Most include Medicare prescription drug coverage (Part D), and the private insurance company you purchase from will provide all claims payments, documents, and customer service.
Medicare Advantage plans also offer portable coverage and offer protection when traveling overseas.