Final HIPAA Non-discrimination Regulations for Wellness Programs

The introduction of final wellness regulations will cause many employers to step back and reevaluate their wellness initiatives. The modified definitions for “participatory” and “health-contingent” along with the significant change to the “reasonable alternative standard” for health-contingent programs, will influence how wellness initiatives are designed and implemented. These regulatory changes, along with the IRS proposed … Continued

Premium Rating Inside and Outside the Public Exchange

The Affordable Care Act provides that individual and small group premium rates charged by insurers, both inside and outside the Exchange, may vary with respect to a limited number of factors. We have known for quite awhile that insurers selling to individuals and small businesses will no longer be able to take health status or … Continued

Donna Dietrick and Susan (Cornelius) Marks Join Henderson Brothers Employee Benefits Team

  Henderson Brothers continues to build the expertise and breadth of its Employee Benefits Division by adding Donna J. Dietrick as assistant vice president, senior benefits consultant, and Susan (Cornelius) Marks as assistant vice president, senior underwriting consultant. Henderson Brothers, Inc., based downtown, is one of Western Pennsylvania’s largest providers of insurance, risk management and … Continued

Henderson Brothers Adds Three to Commercial Lines Division

  Melissa L. Whittier, Robert J. Hippert and Katie L. Wilson have joined the commercial lines division at Henderson Brothers, Inc. Henderson Brothers, based downtown, is one of Western Pennsylvania’s largest providers of insurance, risk management and employee benefits advisory services. Melissa Whittier joins as an account analyst, providing day-to-day servicing for the firm’s large … Continued

New Self-Compliance Checklist for Health Reform

The DOL has just recently released a “self-compliance tool” that addresses health reform issues. This new tool is very similar to a self-compliance HIPAA checklist provided by the DOL quite awhile ago. Both of these checklists can be found at the DOL’s Health Benefits Laws Self Compliance Tools webpage. Although not required, these self-compliance tools … Continued

More Explanation on the Shared Employer Responsibility Provision (Play or Pay)

Our HBI staff has been fielding a lot of questions about this particular health reform provision. We expect HHS and the Department of Treasury to continue to release additional guidance and clarification in addition to the lengthy notices and FAQs already produced. This particular update is a summary of the questions we have been receiving … Continued

DOL Provides Guidance on FMLA Leave to Care for Adult Children

The Department of Labor (DOL) issued an interpretation letter to provide guidance on when an eligible employee may take leave under the Family and Medical Leave Act (FMLA) to care for a child who is 18 years of age or older. In this letter, the DOL: Clarifies that the age of a son or daughter … Continued

Henderson Brothers Hires George Heigel and Amanda Hohenberger

Henderson Brothers, Inc., has hired George Heigel and Amanda Hohenberger. Heigel joins the firm’s employee benefits division as a financial analyst and Hohenberger joins as an account analyst in the firm’s small business unit. Henderson Brothers, based downtown, is one of Western Pennsylvania’s largest providers of insurance, risk management and employee benefits advisory services. Heigel … Continued

Sean Ganoe Joins HBI Employee Benefits Division as Assistant Vice President

PITTSBURGH – November 28, 2012 – Sean Ganoe, a veteran in the employee benefits industry, has joined Henderson Brothers, Inc., as assistant vice president in the Benefits Consulting Practice. Based downtown, Henderson Brothers is one of Western Pennsylvania’s largest providers of insurance, risk management, financial services and employee benefits advisory services. Sean brings more than … Continued