Confidence for Every Mile, Driver, and Delivery
Whether you manage a fleet or rely on a few vehicles, accidents happen. Henderson Brothers protects your drivers, vehicles, and cargo so you can stay on the road and keep your business moving.
Our Commercial Auto Insurance Services
Liability and physical damage coverage for owned, hired, and non-owned vehicles
Fleet safety programs and driver training support
Specialized coverage for trucking, delivery, and service fleets
Coordination with DOT compliance requirements
This is What Partnership Feels Like
Personal
We understand the realities of managing vehicles and drivers.
Proactive
We monitor market trends and safety regulations to keep you ahead.
Present
We support you 24/7 when accidents occur.
Commercial Auto Insurance FAQs
Q: What does commercial auto insurance cover?
It covers liability and physical damage for business-owned, hired, and non-owned vehicles used for company operations.
Q: Does coverage extend to employee-owned vehicles?
Yes, hired and non-owned auto coverage protects your business when employees use personal vehicles for work purposes.
Q: Do I need commercial auto insurance if I have personal auto coverage?
Yes. Personal auto policies don’t typically cover accidents that happen while conducting business.
Q: Can you help improve driver safety and reduce claims?
Yes. Henderson Brothers provides fleet safety programs, driver training, and loss-control support to help lower claim frequency and costs.
Q: What happens if I add or remove vehicles mid-term?
We help manage policy updates immediately so your coverage stays current and compliant with DOT and insurance requirements.
The Henderson Brothers Difference
We blend industry expertise with responsive support. Our proactive approach reduces accidents and costs while ensuring coverage meets your business’s evolving needs.
Explore Coverage by Industry
Every business faces unique risks. Henderson Brothers designs insurance solutions tailored to the realities of your industry, so you get protection that fits — not one-size-fits-all coverage.
Industry Insights
Experience the Power of Partnership
Get tailored guidance and proactive support that helps you make decisions with confidence.
Daniel Coast
Managing Director, Property & Casualty, Partner | Henderson Brothers, Inc.
Email dmcoast@hendersonbrothers.com
Or call 412‑754‑3279
