Protecting What Powers Your Business
Your buildings, equipment, and inventory represent years of investment. A fire, storm, or accident can put everything at risk. Henderson Brothers ensures your property program protects what you’ve built so you can focus on running your business with confidence.
Our Commercial Property Insurance Services
Coverage for owned and leased buildings, equipment, and contents
Inland marine and equipment floaters for tools and mobile assets
Tailored limits and deductibles to match your tolerance and budget
Business interruption coverage to help maintain income after a loss
This is What Partnership Feels Like
Personal
We tailor coverage to your facilities and operations.
Proactive
We anticipate exposures like supply chain disruption or new construction.
Present
We’re by your side during claims, coordinating fast resolutions.
Commercial Property Insurance FAQs
Q: What does commercial property insurance cover?
It typically covers buildings, equipment, inventory, and contents against risks like fire, theft, and storms. Coverage can be tailored to your specific facilities and exposures.
Q: Does property insurance cover lost income?
Yes. Business interruption coverage helps replace income and cover expenses while your operations recover after a covered loss.
Q: Can you cover equipment at multiple job sites?
Yes. Inland marine coverage protects tools and mobile equipment wherever your business takes them.
Q: What is lessor’s risk only insurance?
Lessor’s risk only insurance, sometimes called commercial landlord insurance, protects building owners who lease space to tenants. It covers property damage and liability claims that may arise from tenant use of the property.
Q: Is commercial property insurance required by law or lenders?
While not legally required in most cases, landlords, lenders, and contracts often mandate proof of coverage to protect their investment. Henderson Brothers helps ensure you meet these requirements.
The Henderson Brothers Difference
At Henderson Brothers, partnership goes beyond policies. We lead with empathy, show up with intention, and stay engaged. Our property expertise is backed by proactive claims advocacy and tailored solutions that reflect your business realities.
Experience the Power of Partnership
Get tailored guidance and proactive support that helps you make decisions with confidence.
Daniel Coast
Managing Director, Property & Casualty, Partner | Henderson Brothers, Inc.
Email dmcoast@hendersonbrothers.com
Or call 412‑754‑3279
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Every business faces unique risks. Henderson Brothers designs insurance solutions tailored to the realities of your industry, so you get protection that fits — not one-size-fits-all coverage.