Protecting Your People While Supporting Your Business
Protecting employees means protecting your business. Henderson Brothers helps you provide care for injured workers while managing compliance and controlling costs.
Our Workers’ Compensation Services
Workers’ compensation coverage tailored to your workforce
Return-to-work programs to reduce lost time
Claims advocacy and medical management support
Guidance on experience mods and premium impact
This is What Partnership Feels Like
Personal
We partner with you to care for your employees.
Proactive
We identify trends and help reduce workplace injuries.
Present
We respond quickly to claims and compliance questions.
Workers’ Compensation Insurnace FAQs
Q: Who is required to carry workers’ compensation insurance?
Most states require it for employers with one or more employees. Henderson Brothers helps you stay compliant with state laws.
Q: How are workers’ compensation premiums calculated?
Premiums are based on payroll, job classifications, and claims history. Your experience modification factor (mod) plays a major role in determining rates.
Q: Can you help reduce workplace injuries?
Yes. We provide employee health and safety consulting, training, and return-to-work strategies that lower injury rates and claims costs.
Q: Does workers’ compensation cover remote or hybrid employees?
Yes. Employees are typically covered while performing job-related duties, whether on-site or remotely.
Q: What should I do immediately after a workplace injury?
Notify Henderson Brothers and your insurer as soon as possible. Our claims team will help coordinate medical care and manage next steps.
The Henderson Brothers Difference
We combine technical knowledge with empathy for both employers and employees. Our focus is to protect your workforce and keep your operations moving.
Explore Coverage by Industry
Every business faces unique risks. Henderson Brothers designs insurance solutions tailored to the realities of your industry, so you get protection that fits — not one-size-fits-all coverage.
Industry Insights
Experience the Power of Partnership
Get tailored guidance and proactive support that helps you make decisions with confidence.
Daniel Coast
Managing Director, Property & Casualty, Partner | Henderson Brothers, Inc.
Email dmcoast@hendersonbrothers.com
Or call 412‑754‑3279
