On February 23, 2013, HHS issued a final rule on Essential Health Benefits that addressed the Affordable Care Act’s cost-sharing limits for health plans. The limits apply to group health coverage as well as individual coverage sold in the private market and in the Exchange marketplace. Health Plans Impacted by the New Regulations Non-grandfathered … Continued
The introduction of final wellness regulations will cause many employers to step back and reevaluate their wellness initiatives. The modified definitions for “participatory” and “health-contingent” along with the significant change to the “reasonable alternative standard” for health-contingent programs, will influence how wellness initiatives are designed and implemented. These regulatory changes, along with the IRS proposed … Continued
The Affordable Care Act provides that individual and small group premium rates charged by insurers, both inside and outside the Exchange, may vary with respect to a limited number of factors. We have known for quite awhile that insurers selling to individuals and small businesses will no longer be able to take health status or … Continued
Henderson Brothers continues to build the expertise and breadth of its Employee Benefits Division by adding Donna J. Dietrick as assistant vice president, senior benefits consultant, and Susan (Cornelius) Marks as assistant vice president, senior underwriting consultant. Henderson Brothers, Inc., based downtown, is one of Western Pennsylvania’s largest providers of insurance, risk management and … Continued
Melissa L. Whittier, Robert J. Hippert and Katie L. Wilson have joined the commercial lines division at Henderson Brothers, Inc. Henderson Brothers, based downtown, is one of Western Pennsylvania’s largest providers of insurance, risk management and employee benefits advisory services. Melissa Whittier joins as an account analyst, providing day-to-day servicing for the firm’s large … Continued
The DOL has just recently released a “self-compliance tool” that addresses health reform issues. This new tool is very similar to a self-compliance HIPAA checklist provided by the DOL quite awhile ago. Both of these checklists can be found at the DOL’s Health Benefits Laws Self Compliance Tools webpage. Although not required, these self-compliance tools … Continued
Updated Apr 3, 2013 If you are a large employer and you have a part-time or seasonal workforce that is not entitled to enroll in your group health plan, now is the time for you to start establishing your formal procedure for monitoring hours of service for this employee population. While you are not required … Continued
Our HBI staff has been fielding a lot of questions about this particular health reform provision. We expect HHS and the Department of Treasury to continue to release additional guidance and clarification in addition to the lengthy notices and FAQs already produced. This particular update is a summary of the questions we have been receiving … Continued
The Department of Labor (DOL) issued an interpretation letter to provide guidance on when an eligible employee may take leave under the Family and Medical Leave Act (FMLA) to care for a child who is 18 years of age or older. In this letter, the DOL: Clarifies that the age of a son or daughter … Continued
Henderson Brothers, Inc., has hired George Heigel and Amanda Hohenberger. Heigel joins the firm’s employee benefits division as a financial analyst and Hohenberger joins as an account analyst in the firm’s small business unit. Henderson Brothers, based downtown, is one of Western Pennsylvania’s largest providers of insurance, risk management and employee benefits advisory services. Heigel … Continued