Personal Risk Advisory & High Net Worth Insurance
This is What Partnership Feels Like
Insurance should reflect the complexity of your life and the responsibility you carry. Henderson Brothers provides advisory-driven personal insurance planning for individuals and families who value thoughtful guidance, comprehensive protection, and long-term relationships.
Whether you require comprehensive high net worth insurance, thoughtful personal liability insurance, or guidance across evolving risks, we help you protect what matters most today and as your life grows
Personal Insurance
Whether you require comprehensive high net worth insurance, personal liability insurance, or guidance across evolving risks, we help you protect what matters most today and as your life grows.
Personal Insurance FAQs
Q: What is high net worth insurance, and do I need it?
High net worth insurance is designed for individuals and families with complex assets, higher-value homes, and increased liability exposure. It typically includes expanded personal liability insurance, higher coverage limits, and broader protection. We help determine whether this level of coverage aligns with your financial profile and risk tolerance.
Q: What does personal insurance planning involve?
Personal insurance planning is a comprehensive review of your assets, exposures, and long-term objectives. Rather than focusing on a single policy, we align personal insurance policies — including property, umbrella, and liability coverage — into a cohesive protection strategy.
Q: How does personal umbrella insurance work?
Personal umbrella insurance provides additional liability protection beyond the limits of your homeowners, auto, or watercraft policies. It is a critical component of asset protection, particularly for individuals with meaningful net worth or public visibility.
Experience the Power of Partnership
If you’re seeking guidance beyond basic coverage — whether for high net worth insurance, expanded personal liability insurance, or coordinated personal insurance planning — our team is ready to serve as your trusted advisor.
Ryan Casciani
Vice President Private Client Group | Henderson Brothers, Inc.
Email rccasciani@hb1893.com
Or call 412-261-1842 ext 244


