Reopening Pennsylvania Businesses – Guidance for Counties that Move to Yellow

Governor Wolf’s Process to Reopen Pennsylvania includes specific protocol all businesses must follow to ensure a safe reopening process. Under the yellow phase of reopening, life-sustaining businesses that are unable to conduct either all or part of their operations via telework (remote work) will continue to conduct their operations in-person, and many non-life-sustaining businesses will … Continued

Expert Update, COVID-19

Over the past several months our team of experts from across our business units have been delivering thought leadership to clients. The Henderson Brothers Property & Casualty, Employee Benefits, and HB Retirement teams have been collaborating on this Expert Update – COVID 19 document which provides concise information relative to the impact of COVID-19 and … Continued

Pandemic Business Recovery Webinar

Once the stay-at-home order is lifted and businesses begin to re-open in phases, your team members must prepare to safely re-occupy the workplace. This free webinar will outline the pertinent information for creating a Pandemic Recovery Plan and is hosted by the Risk Control team at Henderson Brothers. Agenda Topics: Response Plan Recovery Team Recovery … Continued

COVID-19 Personal Auto Premium Credits for April & May 2020

Many have been sheltering-in-place, doing their part to help flatten the curve of this pandemic. Auto customers are driving less and reducing their exposure, so most insurance carriers believe it is appropriate to credit a portion of their premium. This action, along with other COVID-19-related considerations to help customers keep their coverages in place, are … Continued

Top Questions from Small Businesses about COVID-19

For the last 3 years our local and national benchmarking survey has asked employers about their top priority regard the design and objectives of their benefit programs. “Attracting and Retaining Employees” has been 1st, with “Cost” coming in at a close 2nd.  This was a direct result of a strong economy and a very tight … Continued

Departments Release Information for COVID-19 Business Tax Credits

On Friday, March 20th, the U.S. Treasury Department, Internal Revenue Service and the U.S. Department of Labor distributed a news release that contains important information on the new Families First Coronavirus Response Act. Businesses with less than 500 employees can start to take their refundable payroll tax credits immediately by retaining any funds they would … Continued

Details of the Proposed Phase 3 Relief from Congress

The Trump administration is asking Congress for roughly $1 trillion in new economic relief as lawmakers begin to work on the next phase of federal legislation. This proposed relief package is intended to help small businesses, provide loan guarantees for industries like airlines and hotels, and it includes some financial assistance for workers. Late in … Continued

Maintain Mental Health Well-Being During a Quarantine

In response to the coronavirus disease 2019 (COVID-19) pandemic, the Centers for Disease Control and Prevention and the World Health Organization have recommended that individuals who may have been exposed to the disease self-quarantine at home for 14 days. In addition, public health officials are recommending that healthy individuals practice social distancing, staying at home … Continued

Whitepaper: Employee Exposure Considerations and Response Plan

You may have employees who are requesting a response plan or related information if he, she, or a colleague is exposed to the Coronavirus (COVID-19). What are the best practices? What steps should you take to further limit exposure? The following article contains considerations and a sample response plan to address these issues. Read White … Continued

Group Health Plan Coverage Implications: HDHP’S Can Cover COVID-19 Testing and Treatment Pre-Deductible

On March 11, 2020, the IRS announced that high-deductible health plans (HDHPs) may cover COVID-19 testing and treatment without a deductible or with a deductible below the required minimum deductible for HDHPs without losing their HDHP status under the Code or threatening the tax-favored treatment of participants’ health savings accounts (HSAs). The notice applies broadly … Continued