Education Insurance Solutions That Protect Your Mission

Whether it’s protection against lawsuits, maintaining cost-effective benefits strategies, or retirement plan administration, educational institutions face complex risks that can distract from their core purpose. That’s where Henderson Brothers steps in. Schools, colleges, and universities have relied on our expertise to deliver multi-year strategies that reduce risk and control costs through comprehensive education insurance programs.

Education Liability Insurance Coverage You Can Count On

Our deep industry knowledge, collaborative approach, and long-term partnerships allow us to address the evolving challenges of today’s academic landscape. From liability concerns to employee benefits, we design customized education liability insurance and risk management solutions to support your unique operational needs.

You can depend on our teamwork and thought leadership to safeguard your educational mission.

IN OUR CLIENTS’ WORDS: See how we’ve helped Shady Side Academy achieve ten years of hassle-free insurance claims.

Associations and Designations:

• Participation in Carrier Advisory Counsels
• Certified School Risk Managers

Education Specialties:

• Private Schools
• Colleges
• Universities

• Public Schools
• Charter Schools
• Vo Tech & Trade Schools
• Cyber Schools

Education Insurance Coverage:

• Auto (including Contingent Auto)
• Active Assailant
• Cyber Liability
• Educators’ Legal Liability/ Management Liability
• Excess Liability
• Foreign Travel
• General Liability

• IEP hearing/prevailing attorney fees
• Inland Marine Liability
• Personal Property
• Pollution Liability
• Professional Liability
• Property Insurance
• Student Accident

Insurance and Risk Management Services:

• Experienced Mod Management
• Dedicated School Claims Contact
• Insurance Program Design
• Contractual Risk Transfer

• 24/7 Claims
• Captives and Alternate Risk
• Financial Modeling and Benchmarking
• Controlled Insurance Programs
• Safety Consulting

Employee Benefits Consulting and Design:

Educators, administrators and school staff shape the future for the next generation and supporting their health and well-being is a key priority for educational employers.

Henderson Brothers Employee Benefits Practice has years of experience helping educational institutions offer customized benefits packages to retain and attract qualified faculty and staff.  We understand the unique benefit needs of the academic sector and the competition for identifying and retaining qualified talent.  Educational employers need a partner who understands the unique employee benefit needs of the academia and can help you leverage innovative offerings to enhance employee satisfaction. Our experience encompasses public and private K-12 schools, boards of education, institutes of higher education, and charter schools.

When schools work with our education experts, you can expect to partner with consultants and underwriters who understand your unique benefit needs:

• Flexibility to accommodate various positions and seasonality
• Customized for various school populations
• Knowledge of complex collective bargaining agreements
• Administrative ease
• Year-round effective communications

HB Retirement Consulting and Services 

HB Retirement provides fiduciary and financial wellness consulting to public and private schools with both single-provider and multi-vendor 403(b) arrangements.  Our independence enables us to offer access to innovative solutions that are singularly tailored to our clients.  As fiduciary consultants, we structure our services around a standard of care to meet the top priorities of each client.

At HB Retirement, we understand that education is the key to successful benefits and retirement programs. Because each person learns differently, our focus is on providing your participants with an ongoing, constantly updated menu of in-person, digital (live and on-demand) and traditional education material. Our experienced financial wellness consultants take the time to meet with each staff member and guide them towards financial independence. Let’s discuss how our independence and financial wellness program support participant outcomes.

Retirement Plan Consulting and Governance is performed by HB Retirement. 

Let’s Talk.

We can make recommendations and tailor products to your operation’s intricacies.