Can I Elect Cobra if I am Medicare Eligible?

Recently retired or retiring soon? Deciding what to do with your health insurance coverage can be a challenge, but we’re here to help. The following information is important to consider when planning retirement, and how to insure your healthcare needs. Q. What are my options for healthcare coverage when I retire? A. Your previous employer … Continued

Reviewing Certificates of Insurance

Insurance is an important component of many business transactions.  Whether you’re a construction company hiring subcontractors, a manufacturer contracting with a supplier for component parts, or anything in between, you require proof that the other party carries adequate insurance to protect them and you in the event of a claim.  This proof is provided in … Continued

Creating A Family Evacuation Plan

A Plan for everyone Take into account all of your household members including staff and pets, and discuss the plan with them. Because you might not have much time to evacuate, it is crucial to have a plan in place to get your family out of danger quickly and efficiently. Follow the family disaster plan … Continued

How To Win The War On Talent

By Chris Shipley, Vice President and Director of Emerging Markets I would bet that I see at least 2-3 articles a week about the strength of the economy and how it is creating a difficult job market for attracting and retaining quality employees. Additionally, I probably talk to at least one business each week that … Continued

Distracted Driving Quiz: Do you know the correct facts?

April is Distracted Driving Awareness Month. Nearly half of all drivers feel less safe on the road than they did five years ago because of distracted driving. The Quiz: Do You Know the Correct Facts? One of these facts is incorrect. Can you spot it? Sending or reading a text takes your eyes off the … Continued

Building a Financial Safety Net for Your Workforce

Hello, meet Mike.  Mike is the sole provider for his family.  He supports his wife, Jane, and two children, James and Ava.  He has a great job at Acme Corporation, but like many people, he struggles to pay for more than providing the basic necessities.  He depends highly on his paycheck week in and week … Continued

Is Your Insurance Policy Enough to Protect Your Valuables?

Homeowner’s or a renter’s insurance will protect your belongings in your home and help you to replace them if they are stolen, damaged, or destroyed. Some valuable possessions are excluded from homeowner’s or renter’s policies. Often, lists of certain items or general types of belongings are provided in the insurance policy contract. How do you … Continued

Get Your HIPAA Ducks in a Row: Reduce Your Risk of Failing a Compliance Audit

Many of us had envisioned that we would see less enforcement in the Health Insurance Portability and Accountability (HIPAA) compliance arena. This is not the case. According to the U.S. Department of Health & Human Services Office for Civil Rights (OCR) they had a record year in 2018. The news that the OCR is collecting … Continued

Severe Weather Advisory Tips

Over 140,000 households suffered a loss of power throughout southwestern Pennsylvania due to yesterday’s windstorm. After an event like this, it is a good time to ask: are you prepared for severe weather and have your taken steps to mitigate property risk? Here’s a quick overview during a weather advisory that our clients find helpful: … Continued

Happy Tails: Travel Safely with Your Pet

Bringing your favorite pet can add to the fun of a vacation, but only if you plan ahead carefully. Here are some tips for a safe & low-stress trip: Your dog or cat should have identification tag on its collar, as well as identification on your pet’s crate. Be sure to include the pet’s name, … Continued