Whitepaper: Cyber Liability & Multi-Factor Authentication

In a post-SolarWinds world, what do you need to know now about your application for cyber liability insurance? Throughout December 2020, the cyberattack of the major tech firm, SolarWinds, came to light. As the situation unfolded, we learned more about the extent of that attack and the other organizations potentially affected—FireEye, Microsoft, the Department of … Continued

Whitepaper: Do You Know How Severe Your Marine Loss Could Be?

The news recently broke that the vessel, the Ever Given, blocking the Suez Canal for nearly a week has been freed and that the canal should be open again soon. This raises important questions for blue water and brown water insurance claims. When determining what the proper limits should be to insure our marine exposures … Continued

Whitepaper: Remote Work Risk and Compensability Considerations

Since employees’ homes now double as office space in numbers never before seen, employers must grapple with how their Workers’ Compensation insurance may be impacted should an employee suffer an injury while working at home. Some of the most frequent remote work accidents involve slips, trips, and falls. Trips over electrical cords are some of … Continued

White Paper: COVID-19 Claims and Insurance Policy Considerations for Senior Care Providers

The novel coronavirus (COVID-19) has and continues to impact different industries in different ways.  Perhaps the most significant is the healthcare sector.  Within the sector, nursing homes, assisted living facilities, and other congregate care communities have experienced their own epicenters of COVID-19 developments.  These entities have their own set of risks and issues related to … Continued

Whitepaper: Employee Exposure Considerations and Response Plan

You may have employees who are requesting a response plan or related information if he, she, or a colleague is exposed to the Coronavirus (COVID-19). What are the best practices? What steps should you take to further limit exposure? The following article contains considerations and a sample response plan to address these issues. Read White … Continued

White Paper: Coronavirus and Potential Business Interruption Claims

There are a number of risk management options you and your organization may want to consider when faced with events such as the spread of a pandemic disease, for example the recent coronavirus (COVID-19) outbreak. There are specific insurance products, such as event cancellation insurance or business-travel accident policies, that can provide coverage for adverse … Continued

Distracted Driving Quiz: Do you know the correct facts?

April is Distracted Driving Awareness Month. Nearly half of all drivers feel less safe on the road than they did five years ago because of distracted driving. The Quiz: Do You Know the Correct Facts? One of these facts is incorrect. Can you spot it? Sending or reading a text takes your eyes off the … Continued

Evaluating the Impact of Pennsylvania Workers’ Compensation Rates

On January 1, The Pennsylvania Insurance Department approved a new workers compensation rate filing which reduced rates an average of 10%. This unusual mid-year rate change was the result of two independent circumstances. The first was an erroneous company report that was filed as part of the November 2017 loss cost calculation. The second was … Continued