Leasing Employees? Protect Your Business from Uncovered Claims

By Mak Kelly, Sales Consultant for Commercial Lines Two years after the COVID-19 pandemic caused thousands of businesses to close temporarily, businesses are now struggling to find workers to fill open positions. According to the latest numbers from the U.S. Chamber of Commerce, there are over 10 million job openings across the country, but only … Continued

Controlling Workers’ Compensation Costs for School Districts

by Chris Branvold, Consultant, Commercial Lines Department and Education Practice Group Member Educational institutions comprise various work environments, including classrooms, school buses, and sports facilities. Therefore, protecting these diverse types of employees with proper safety procedures and workers’ compensation insurance represents a high priority for school districts and a large portion of their insurance costs. … Continued

Expect An Expert Episode 3: Remote Work

John Aliveto, Risk Control Specialist, and Brandon Mohr, Claims In-House Counsel, provide steps both employers and employees can take to minimize risk in the remote work environment, as well as discuss workers’ compensation issues in working from home.   Featuring: Supplements: Remote Work Risk and Compensability Considerations Whitepaper (published November 20, 2020) Please note that … Continued

Whitepaper: Remote Work Risk and Compensability Considerations

Since employees’ homes now double as office space in numbers never before seen, employers must grapple with how their Workers’ Compensation insurance may be impacted should an employee suffer an injury while working at home. Some of the most frequent remote work accidents involve slips, trips, and falls. Trips over electrical cords are some of … Continued

Evaluating the Impact of Pennsylvania Workers’ Compensation Rates

On January 1, The Pennsylvania Insurance Department approved a new workers compensation rate filing which reduced rates an average of 10%. This unusual mid-year rate change was the result of two independent circumstances. The first was an erroneous company report that was filed as part of the November 2017 loss cost calculation. The second was … Continued

Pennsylvania Employers: Newly-Enacted Act 111 Is Intended To Be a Compromise After the Fall-Out of the Protz Decision and Resulting Workers’ Comp Rating Changes.

In June and July of 2017, Henderson Brothers reported on the impact that the Pennsylvania Supreme Court’s decision in Protz v. W.C.A.B. (Derry Area School District), 161 A.3d 827 (Pa. 2017) (“Protz”) would have on workers’ compensation insurance. After about 16 months of fall-out from Protz, on October 24, 2018, Governor Wolf signed House Bill … Continued

Workers’ Compensation FAQs in Pennsylvania

Statistics show that when workers’ compensation claims are reported in a timely manner, there is a better outcome for both the injured worker and the employer. The Pennsylvania Workers’ Compensation Act has several strict timeline limitations that if not adhered to could result in a denial of benefits to an employee or penalties for the … Continued

Expert Update: Risk Management Tools for Temp and Leased Employees

The economic challenges of the 21st century are forcing many employers to use alternative strategies with employment practices.  Using temporary or leased employees gives employers flexibility in staffing for changing demands; outsourcing the recruiting process to third parties also limits exposure to wrongful employment practices. Unfortunately, most employers utilizing this resource stop one step short … Continued

Expert Tips: Cut Costs by Adding Safety to Your Strategic Initiatives

Where does the safety and well-being fit into a company’s goals and strategic initiatives? We often hear of companies promoting wellness to assist employees in pursuing healthier lifestyle goals. Step programs and healthy eating coaching are two example programs prevalent today in the workplace; employers assist employees in making healthy choices and gain, too, through … Continued