How do HRA, HSA and FSA differ when you’re eligible for Medicare?

Does your health insurance policy include a spending account or reimbursement arrangement from which you can pull funds for out-of-pocket healthcare expenses? If so, you most likely have an HSA, Medical FSA, or an HRA attached to your health plan. Below, we’ve broken down each term to clarify the differences between all three. Health Savings … Continued

Can I Elect Cobra if I am Medicare Eligible?

Recently retired or retiring soon? Deciding what to do with your health insurance coverage can be a challenge, but we’re here to help. The following information is important to consider when planning retirement, and how to insure your healthcare needs. Q. What are my options for healthcare coverage when I retire? A. Your previous employer … Continued

How To Win The War On Talent

By Chris Shipley, Vice President and Director of Emerging Markets I would bet that I see at least 2-3 articles a week about the strength of the economy and how it is creating a difficult job market for attracting and retaining quality employees. Additionally, I probably talk to at least one business each week that … Continued

Building a Financial Safety Net for Your Workforce

Hello, meet Mike.  Mike is the sole provider for his family.  He supports his wife, Jane, and two children, James and Ava.  He has a great job at Acme Corporation, but like many people, he struggles to pay for more than providing the basic necessities.  He depends highly on his paycheck week in and week … Continued

Get Your HIPAA Ducks in a Row: Reduce Your Risk of Failing a Compliance Audit

Many of us had envisioned that we would see less enforcement in the Health Insurance Portability and Accountability (HIPAA) compliance arena. This is not the case. According to the U.S. Department of Health & Human Services Office for Civil Rights (OCR) they had a record year in 2018. The news that the OCR is collecting … Continued

District Court Rules on Employer EEO-1 Survey Data

On March 4, 2019, a U.S. District Court ruled that the White House Office of Management and Budget’s (OMB) reasons for discontinuing the 2017 EEO-1 pay data requirement were speculative and insufficient. Because of the court’s order, employers subject to the EEO-1 survey requirement are now faced with the possibility they will need to gather … Continued

Monitor Hours-of-Service, Don’t Aggressively Manage or Cut Them

HR departments for large employers all across the country are focused once again on getting out their 1095-Cs.  This process brings to light for many the need to monitor employees’ hours-of-service.  Because of certain Affordable Care Act (ACA) provisions large employers want to make certain employees working 30 or more hours per week are offered … Continued

The EEOC Officially Removes Wellness Plan Incentive Rules

In late December 2017, the judge in the AARP vs. EEOC case ordered that the wellness plan incentive rules contained in the Equal Employment Opportunity Commission (EEOC) regulations to be vacated beginning January 1, 2019. The EEOC had an opportunity to draft new rules during the spring and summer of last year, yet we were … Continued

Please Welcome David Yuhas, Applications Manager

Henderson Brothers is pleased to welcome David Yuhas as an applications manager in the IT department. David has a bachelor’s degree in information science from the University of Pittsburgh, and a master’s degree in business administration from Waynesburg University. David has over 20 years of application development experience. He began at Henderson Brothers in October … Continued