For many organizations, fully insured renewal season brings a familiar question: why did our costs change? While renewal increases are often presented as a single number, they are rarely driven by a single factor. In reality, your renewal is the result of multiple assumptions made by the carrier, each influencing how your organization’s risk is … Continued
The New Landscape of Employee Benefits Health benefits have long been one of the most challenging aspects of running a business. Costs rise faster than budgets, employee expectations evolve, and the workforce itself has changed. Remote work, hybrid teams, and multi-state operations have redefined what “employee benefits” need to look like. Traditional group health insurance … Continued
A Better Approach to Health Benefits For decades, employer-sponsored group health insurance has been the standard way to provide coverage. But that structure often leaves employees with limited options and businesses struggling to keep costs predictable. As healthcare needs become more personalized, one-size-fits-all coverage no longer satisfies a diverse workforce. The Individual Coverage Health Reimbursement … Continued
A New Era of Employer Health Benefits Every year, employers face the same challenge: rising premiums and limited plan options. Traditional group health insurance often forces businesses into rigid structures that don’t match the realities of today’s workforce. The result is frustration for both employers trying to manage costs and employees trying to find coverage … Continued
Individual Coverage Health Reimbursements continue to see a lot of traction in the market, especially in Western Pennsylvania and Eastern Ohio. In the 2025 Growth Trends for ICHRA report published recently by the HRA Council, it was reported that 2025 saw a 49% year-over-year increase in ICHRA adoption amongst employers with 100-199 employees and an … Continued
Annual benefits enrollment is a critical opportunity for both employers to effectively communicate their benefits offerings and for employees to make informed decisions that impact their health, well-being, and financial security. If you are looking for assistance on how to leverage HR tech for your business, please contact Maggie Boucher, Senior Consultant, at (412) 754-3245 … Continued
Mark Cuban’s Cost-Plus Pharmacy (Cost-Plus) has garnered significant attention for its transparent pricing model and potential to reduce prescription medication costs. Many self-funded employers are particularly interested in partnering with Cost-Plus, hoping it will yield substantial savings for their health plans. However, it’s crucial to understand that “cost plus” is not synonymous with “lowest cost.” … Continued
Preparing for a benefits administration migration requires careful planning and attention to detail. Here are some steps to help you get ready for a smooth transition: Define project scope and objectives: Clearly outline the goals and scope of the benefits migration project. Identify what specific elements of the Benefits administration process will be migrated, such … Continued