Running a successful business involves many moving parts. For example, it often takes a team of people with various skills to start and grow a company. Many of these people are essential to the functioning of the business, such as a founding partner, a high-level executive, or a top-performing salesperson. What would happen to the … Continued
By Mak Kelly, Sales Consultant for Commercial Lines Two years after the COVID-19 pandemic caused thousands of businesses to close temporarily, businesses are now struggling to find workers to fill open positions. According to the latest numbers from the U.S. Chamber of Commerce, there are over 10 million job openings across the country, but only … Continued
by Chris Branvold, Consultant, Commercial Lines Department and Education Practice Group Member Educational institutions comprise various work environments, including classrooms, school buses, and sports facilities. Therefore, protecting these diverse types of employees with proper safety procedures and workers’ compensation insurance represents a high priority for school districts and a large portion of their insurance costs. … Continued
Schools, colleges, and universities are intricate networks of different types of jobs across multiple facilities and locations. From an insurance perspective, they face many kinds of risk exposure. At Henderson Brothers, we have been serving the education industry for decades. We understand the school environment and the nuances of resolving education-related issues. Here are several … Continued
There are basically 2 types of “exhaustion” scenarios when you look at the insurance programs of the Named Insured versus the Additional Insured. A typical example is where a Subcontractor (Named Insured) is asked to add the General Contractor to their policy as an Additional Insured. Indeed, the General Contractor, and Additional Insured in this … Continued
by Joe Cravotta, AIF®, Senior Retirement Plan Consultant at HB Retirement With benefits evolving, financial wellness emerging and a war for talent raging, employers must evaluate if their retirement programs are keeping pace with the changing marketplace to ensure they are meeting the needs of current and future employees. Today, employers are shouldering … Continued
by Chris Shipley, Vice President, Employee Benefits Today’s employees want more freedom to choose a benefits package-including medical- that meets their individual and family health and lifestyle needs. Employers, especially in today’s economy, desire programs that reduce costs, offer more control and predictability, and simplify administration. Bridging these seemingly opposite needs is a new … Continued
Cyber insurance had record rate increases in 2021 and there are no signs of slowing down during 2022. The types of attacks and vulnerabilities are changing quickly as bad actors are constantly testing and exploiting newfound weakness in corporate cyber defenses. The size and scope of ransom demands continues to increase exponentially. Whitepaper: Corporate Safety … Continued
