Whitepaper: Important Potential Changes Coming to Your Cyber Liability Coverage Form

Like 2020, the year 2021 was tumultuous for many reasons. Developments in cyber security and the market for cyber liability insurance were no different. In response to these conditions, significant changes to available coverage for cyber liability insurance may lie ahead. Several carriers have already submitted new forms and rates for 2022. Other carriers may … Continued

Expect An Expert Episode 7: Specialty Pharmacy Strategy

In this episode of Expect an Expert, we’ll be discussing specialty pharmacy strategy. We’ve invited our Directory of Pharmacy Solutions, Dr. Chris Antypas, to speak about specialty medications and their impact on work, cost, and pharmacy benefits for employers. Time Stamps: 00:49 Dr. Antypas’s unique background and experience 01:51 Could you tell us more about … Continued

Expect An Expert Episode 6: Excessive Fee Litigation

In this episode of Expect an Expert, Henderson Brothers’ in-house counsel, Peter Horne, answers 4 questions about excessive fee litigation and its impact on insurance. An excessive fee lawsuit is when participants in a retirement plan allege that the plan sponsor (or other entities or individuals) breached their fiduciary duties by making the participants pay … Continued

Whitepaper: Trucking Accident Lawsuit Costs Continue to Rise

Eight-figure and beyond damages continue to be paid out to plaintiffs as a result of lawsuits related to trucking accidents on US roads. The increase in the awards continues a trend which has produced record settlements over the last four years. As trucking companies face tighter insurance markets costly litigation will continue to play a … Continued

Does Insurance Coverage Respond to Disputes Involving Voluntary Compliance Programs?

A recent decision from the Sixth Circuit reveals how exclusions in your D&O policy might negatively impact your compliance activities. In the case of Barber v. Arch Insurance Company, 2021 U.S. App. LEXIS 20368 (6th Cir. July 7, 2021) (“Barber”), the court determined a coal company’s D&O policy would not supply coverage, because the company’s … Continued

Are You Best In Benefits?

Henderson Brothers is offering an early look at how employers responded to the challenges of 2020 through our soon to be released benchmarking survey.   Through our partnership with the world’s largest independent actuarial consulting firm, we will conduct our annual benchmarking survey, a premiere resource for comparing the competitiveness of your benefit plan to … Continued

Expect An Expert Episode 5: Builders’ Risk

A Builder’s Risk policy is a variation of a property policy that offers protection in construction scenarios not typically not seen in a standard property policy. In this episode of Expect An Expert, we are joined by our commercial insurance experts Clem Wandrisco and Dan Coast, as they elaborate on Builders’ Risk policies, explain certain … Continued

Whitepaper: Cyber Liability & Multi-Factor Authentication

In a post-SolarWinds world, what do you need to know now about your application for cyber liability insurance? Throughout December 2020, the cyberattack of the major tech firm, SolarWinds, came to light. As the situation unfolded, we learned more about the extent of that attack and the other organizations potentially affected—FireEye, Microsoft, the Department of … Continued

Whitepaper: Do You Know How Severe Your Marine Loss Could Be?

The news recently broke that the vessel, the Ever Given, blocking the Suez Canal for nearly a week has been freed and that the canal should be open again soon. This raises important questions for blue water and brown water insurance claims. When determining what the proper limits should be to insure our marine exposures … Continued