White Paper: COVID-19 Claims and Insurance Policy Considerations for Senior Care Providers

The novel coronavirus (COVID-19) has and continues to impact different industries in different ways.  Perhaps the most significant is the healthcare sector.  Within the sector, nursing homes, assisted living facilities, and other congregate care communities have experienced their own epicenters of COVID-19 developments.  These entities have their own set of risks and issues related to … Continued

Expect An Expert Episode 1: Fire Safety

A fire has a devastating impact on a business. Did you know that 40% of business that have a major fire do not reopen? And that of those that do reopen, 25% fail within the first year? Further, only 29% are still operating after two years. Join Henderson Brothers’ Risk Control Specialists Lance Petro, John … Continued

Take Our COVID-19 Recovery Benchmarking Survey

Henderson Brothers has developed a COVID-19 benchmarking survey to identify best practices.  Our survey is designed to evaluate recovery progress and actions taken that have contributed to reducing and eliminating infection concerns in public and private businesses of all sizes.  Our goal is to furnish a report on the best practices being implemented throughout the … Continued

Insurance policies cover riot damage, but it’s more complicated than that

Our Vice President of Commercial Lines, Clem Wandrisco, weighs on the in application of insurance coverage for damage from a riot: Insurance policies cover riot damage, but it’s more complicated than that (link to article, membership required) Please note that the information contained in this posting is designed to provide general awareness in regard to … Continued

HB Retirement Market Update Call for Plan Sponsors and Participants 4/29/20

Click here to access the HB Retirement Market Update Call for Plan Sponsors and Participants, 4/29/20 The opinions voiced in this presentation are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which investments may be appropriate for you, consult with your attorney, accountant, financial … Continued

HB Retirement Market Volatility Call for Plan Sponsors

Listen to the HB Retirement Market Volatility Call for Plan Sponsors (external link) This material is for general information only. It is not intended to provide specific advice or recommendations for any individual, nor is it intended as authoritative guidance or tax or legal advice.. There is no assurance that the views or strategies discussed … Continued

White Paper: Coronavirus and Potential Business Interruption Claims

There are a number of risk management options you and your organization may want to consider when faced with events such as the spread of a pandemic disease, for example the recent coronavirus (COVID-19) outbreak. There are specific insurance products, such as event cancellation insurance or business-travel accident policies, that can provide coverage for adverse … Continued

How Drained Will a Pipe Burst Leave You?

The Henderson Brothers’ Claims Department assists adjusters to make sure the correct cause of loss is determined to engage the proper coverage for our client. In a recent case of a property water loss, the initial indication from the adjuster pointed to a backup of a sewer line for which there was limited coverage. The … Continued

Evaluating the Impact of Pennsylvania Workers’ Compensation Rates

On January 1, The Pennsylvania Insurance Department approved a new workers compensation rate filing which reduced rates an average of 10%. This unusual mid-year rate change was the result of two independent circumstances. The first was an erroneous company report that was filed as part of the November 2017 loss cost calculation. The second was … Continued