Happy Groundhog Day! If you’re a Pennsylvania native, you probably know about the two most famous groundhogs. One predicts when spring is coming, and the other is the mascot for the Pennsylvania Lottery. What do the Lottery and a groundhog have to do with insurance? The entertaining and lighthearted commercials promote an organization that does … Continued
Recently retired or retiring soon? Choosing how to spend your funds and time can be an overwhelming part of retirement. Deciding what to do with your health insurance coverage can be a challenge, but we’re here to help. The following information is important to consider when planning retirement: Here at Henderson Brothers, we want to … Continued
A homeowners’ insurance policy insures your home and the items you keep in it. This video will help simplify and explain some important aspects of your homeowners’ policy, and why it is important for you to be aware of the limits and coverages found within it.
Though it might have, if you’d asked. Your deductible is the set dollar amount you have to spend on certain health care services before insurance covers them. 1. A low deductible doesn’t always mean you’re paying less for health care. Typically, the lower your deductible is, the higher your monthly premium will be. A low … Continued
Throughout this series, we analyzed the importance of ensuring that the limits found within your auto insurance policy are enough to protect you and others in the event of injury or loss. What coverages, however, apply to your vehicle? What if your car strikes another vehicle or other object? What happens if your vehicle is … Continued
Previously, we explained the importance of reviewing the limits of liability coverage (Pennsylvania mandates a minimum limit) within your auto policy to help protect you in the event of an accident or loss. We also provided you with information about optional coverages, Uninsured (UM) and Underinsured Motorist Coverage (UIM), which would provide you some coverage … Continued
In our post regarding liability coverage, we examined the importance of ensuring that the liability limits stated within your auto insurance policy are enough to protect you in case of an accident or loss. What happens, however, if you are the victim as a result of an accident or loss? What if the at-fault driver … Continued
Scenario: You are involved in an auto accident when a distracted driver speeds through a red light at an intersection. Your car is totaled; you receive multiple broken bones, cuts, and scrapes from the impact and are rushed to the hospital. Despite your injuries, the doctors are confident that you will make a full recovery. … Continued
Do you think you have a sound understanding of the coverages found within your auto insurance policy? Not knowing what these coverages and the limits bound to them mean could potentially lead to major out-of-pocket expenses, or worse. GREAT NEWS, we’re here to help! Over the next few weeks, we will examine and explain different … Continued
Electing the right kind of Medicare coverage for you can be difficult, which is why we’re breaking down your three best benefit options step-by-step before Medicare Open Enrollment starts in October. Henderson Brothers is offering two evening seminars geared towards our clients and any of their employees who are close to retirement or assisting a … Continued
