What Makes a Driver Distracted?

April is Distracted Driving Month. Did you know? In 2015, there were 3,477 people killed and an estimated additional 391,000 injured in motor vehicle crashes involving distracted drivers in the United States. Understanding Driver Distraction: In this video from the American Psychological Association, we see how Cognitive neuroscientist David Strayer, PhD, studies how the brain processes information to … Continued

Insureds with Marijuana Operations Must Be Mindful of Illegal Acts Exclusions

Recreational and medical marijuana use laws have been enacted in many states.  Much has been written regarding the conflict between these state statutes, which permit marijuana operations, versus federal law, which considers such operations illegal.  Businesses and other organizations have had to educate themselves on how these marijuana laws affect their employment practices, transportation rules, … Continued

Industry Insight: The Mechanics of the Product Recall Claim Process

Despite recall frequency and the potential for extraordinary costs, most companies don’t adequately plan, prepare, practice for or buy insurance against product recall events. In addition to proper insurance coverage, careful planning is essential in managing the risk of a recall. Costs from a product recall can easily cascade into the millions. In addition to … Continued

Expert Tips: Revitalizing a Safety Plan with Communication

As mentioned in Cutting Costs: by Adding Safety to Your Strategic Initiatives, Mt. Macrina Manor reversed skyrocketing insurance costs by revitalizing a complete team approach to keeping employees safe and healthy. The Challenge When faced with the challenge of changing a culture in an organization of 100 or more employees, an all hands on deck … Continued

Expert Tips: Cut Costs by Adding Safety to Your Strategic Initiatives

Where does the safety and well-being fit into a company’s goals and strategic initiatives? We often hear of companies promoting wellness to assist employees in pursuing healthier lifestyle goals. Step programs and healthy eating coaching are two example programs prevalent today in the workplace; employers assist employees in making healthy choices and gain, too, through … Continued

Protecting Your Family from Radon Gas

Radon gas is responsible for 21,000 lung cancer deaths per year, or 58 deaths per day. It carries approximately 1,000x the risk of death as any other EPA carcinogen. The Environmental Protection Agency (EPA) estimates that nearly one out of every 15 homes in the United States has an unsafe level of radon gas. All homeowners … Continued

OSHA Proposes a Delay to Electronic Reporting

In a recent update to its record keeping web page, OSHA has indicated it will not be ready to receive electronic workplace injury and illness reports by the established July 1, 2017 deadline. The obligation for employers in certain industries to electronically submit injury and illness data is a new requirement contained in the final … Continued