White Paper: COVID-19 Claims and Insurance Policy Considerations for Senior Care Providers

The novel coronavirus (COVID-19) has and continues to impact different industries in different ways.  Perhaps the most significant is the healthcare sector.  Within the sector, nursing homes, assisted living facilities, and other congregate care communities have experienced their own epicenters of COVID-19 developments.  These entities have their own set of risks and issues related to … Continued

Expect An Expert Episode 1: Fire Safety

A fire has a devastating impact on a business. Did you know that 40% of business that have a major fire do not reopen? And that of those that do reopen, 25% fail within the first year? Further, only 29% are still operating after two years. Join Henderson Brothers’ Risk Control Specialists Lance Petro, John … Continued

Insurance policies cover riot damage, but it’s more complicated than that

Our Vice President of Commercial Lines, Clem Wandrisco, weighs on the in application of insurance coverage for damage from a riot: Insurance policies cover riot damage, but it’s more complicated than that (link to article, membership required) Please note that the information contained in this posting is designed to provide general awareness in regard to … Continued

Expert Update, COVID-19

Over the past several months our team of experts from across our business units have been delivering thought leadership to clients. The Henderson Brothers Property & Casualty, Employee Benefits, and HB Retirement teams have been collaborating on this Expert Update – COVID 19 document which provides concise information relative to the impact of COVID-19 and … Continued

White Paper: Coronavirus and Potential Business Interruption Claims

There are a number of risk management options you and your organization may want to consider when faced with events such as the spread of a pandemic disease, for example the recent coronavirus (COVID-19) outbreak. There are specific insurance products, such as event cancellation insurance or business-travel accident policies, that can provide coverage for adverse … Continued

Reviewing Certificates of Insurance

Insurance is an important component of many business transactions.  Whether you’re a construction company hiring subcontractors, a manufacturer contracting with a supplier for component parts, or anything in between, you require proof that the other party carries adequate insurance to protect them and you in the event of a claim.  This proof is provided in … Continued

How Drained Will a Pipe Burst Leave You?

The Henderson Brothers’ Claims Department assists adjusters to make sure the correct cause of loss is determined to engage the proper coverage for our client. In a recent case of a property water loss, the initial indication from the adjuster pointed to a backup of a sewer line for which there was limited coverage. The … Continued

Please Welcome Paula Niebles, Personal Lines Analyst

Henderson Brothers is pleased to welcome Paula Niebles as a Personal Lines Analyst. Paula was most recently an intern at Henderson Brothers and she was hired in January of 2019 after graduating from the University of Pittsburgh with a major in Finance. Welcome Paula!