Whitepaper: Important Potential Changes Coming to Your Cyber Liability Coverage Form

Like 2020, the year 2021 was tumultuous for many reasons. Developments in cyber security and the market for cyber liability insurance were no different. In response to these conditions, significant changes to available coverage for cyber liability insurance may lie ahead. Several carriers have already submitted new forms and rates for 2022. Other carriers may … Continued

Expect An Expert Episode 6: Excessive Fee Litigation

In this episode of Expect an Expert, Henderson Brothers’ in-house counsel, Peter Horne, answers 4 questions about excessive fee litigation and its impact on insurance. An excessive fee lawsuit is when participants in a retirement plan allege that the plan sponsor (or other entities or individuals) breached their fiduciary duties by making the participants pay … Continued

Does Insurance Coverage Respond to Disputes Involving Voluntary Compliance Programs?

A recent decision from the Sixth Circuit reveals how exclusions in your D&O policy might negatively impact your compliance activities. In the case of Barber v. Arch Insurance Company, 2021 U.S. App. LEXIS 20368 (6th Cir. July 7, 2021) (“Barber”), the court determined a coal company’s D&O policy would not supply coverage, because the company’s … Continued

Expect An Expert Episode 5: Builders’ Risk

A Builder’s Risk policy is a variation of a property policy that offers protection in construction scenarios not typically not seen in a standard property policy. In this episode of Expect An Expert, we are joined by our commercial insurance experts Clem Wandrisco and Dan Coast, as they elaborate on Builders’ Risk policies, explain certain … Continued

Whitepaper: Cyber Liability & Multi-Factor Authentication

In a post-SolarWinds world, what do you need to know now about your application for cyber liability insurance? Throughout December 2020, the cyberattack of the major tech firm, SolarWinds, came to light. As the situation unfolded, we learned more about the extent of that attack and the other organizations potentially affected—FireEye, Microsoft, the Department of … Continued

Whitepaper: Do You Know How Severe Your Marine Loss Could Be?

The news recently broke that the vessel, the Ever Given, blocking the Suez Canal for nearly a week has been freed and that the canal should be open again soon. This raises important questions for blue water and brown water insurance claims. When determining what the proper limits should be to insure our marine exposures … Continued

Expect An Expert Episode 2: Policy Review

Are you familiar with your insurance policies and the contractual relationship between you and the insurance carrier? Join Brandon Mohr, in-house counsel for Henderson Brothers’ Claims Department, as he explains the benefit of policy review and how to get started. Featuring: Please note that the information contained in this posting is designed to provide general … Continued

White Paper: COVID-19 Claims and Insurance Policy Considerations for Senior Care Providers

The novel coronavirus (COVID-19) has and continues to impact different industries in different ways.  Perhaps the most significant is the healthcare sector.  Within the sector, nursing homes, assisted living facilities, and other congregate care communities have experienced their own epicenters of COVID-19 developments.  These entities have their own set of risks and issues related to … Continued

Expect An Expert Episode 1: Fire Safety

A fire has a devastating impact on a business. Did you know that 40% of business that have a major fire do not reopen? And that of those that do reopen, 25% fail within the first year? Further, only 29% are still operating after two years. Join Henderson Brothers’ Risk Control Specialists Lance Petro, John … Continued