Landlord Dilemma for Premium Allocations

It is customary in many cases for an entity with large real estate holdings to allocate insurance premiums to their tenants which is clearly outlined in a lease agreement. The current property market has made this task tougher and tougher. In the soft market, the premiums for multi-tenant buildings/locations were easily broken out by location … Continued

Updated PCRB MOD Summary

Pennsylvania Compensation Rating Bureau (PCRB) recently greenlit alterations on August 22nd, set to impact employers throughout the state starting on April 1, 2024. The PCRB has undertaken a thorough evaluation of the current experience rating plan formula and is proposing multiple adjustments to reflect an employer’s loss experience more accurately within their respective experience rating. … Continued

Nonprofit Sector Trends to Watch

The nonprofit sector could face several challenges posed by industry trends, including economic uncertainty, labor shortages and heightened cybersecurity risks. These factors may lead to a drop in fundraising and rising operational costs. Read our risk analysis here: Nonprofit Sector Risk Insights Please note that the information contained in this posting is designed to provide … Continued

The 2023 International Roadcheck is May 16th to 18th

This year’s International Roadcheck, May 16th-18th,  will focus on the anti-lock braking system (ABS) and proper cargo securement on a commercial motor vehicle. ABS ABS violations are not out-of-service violations; however, the ABS plays a critical role in reducing collisions. A properly functioning ABS will prevent wheels from locking up or skidding, allowing a driver … Continued

How Can Telematics Data Help or Harm Carriers?

Those that attended the Henderson Brothers Transportation & Compliance event last October may recall how your telematics data can help or hurt your company depending on how, and if, the information is used. If you have telematics data that is recording coachable events, it’s pivotal that we are accessing that system and providing coaching where … Continued

The Growing Drug & Alcohol Problem With Commercial Drivers

Specific drugs that are key drivers here are marijuana, cocaine, & methamphetamines/amphetamines. Marijuana overshadows other drugs on this list by a long shot. With 8 of the top 12 offending states, having legalized cannabis consumption in their states, accounting for 33% of the national violations. It’s easier than ever to make a poor judgment call … Continued

Why Is Compliance an Insurance Conversation?

As business owners, we’re familiar with the annual insurance renewal process. We put together schedules, payroll, revenue , loss history, and fill out a couple of insurance applications. We might get a couple of underwriting questions or requests for additional information, but expect that if our losses look good, we may even get rate decrease. … Continued

How Do We Combat Nuclear Verdicts?

Combating Nuclear Verdicts is one of the major challenges facing our transportation clients, and the issue continues to build steam. According to recent reports from the Travelers Institute, the primary reasons nuclear judgments keep getting worse are: Social Inflation: The public (juries) have become desensitized to million-dollar judgments, and current reptile theory plaintiff tactics make … Continued

Go Orange! Next Week is National Work Zone Awareness Week

National Work Zone Awareness Week (NWZAW) is an annual event across the United States highlighting the importance of work zone safety. The National Work Zone Awareness Week (NWZAW) takes place April 17-21, 2023, in conjunction with National Occupational Research Agenda's (NORA) Construction Stand-down to Prevent Struck-by Incidents event. This week reminds drivers to slow down … Continued

You’re Invited: State of The Transportation Industry Panel Event

May 11, 2023 12 pm to 5:30 pm The Chief's Room at Acrisure Stadium Keynote Speaker, Panel Discussion, and Networking Reception Join us to discuss recent changes that will impact trucking companies in our region with a panel discussion and Keynote Speaker Senator Wayne Langerholc. Register Now Agenda 11:30     Doors Open 12:00     Keynote … Continued