It often takes an event before people realize what specialty coverage can provide to protect their financial statement from a significant loss. Some events, such as major storms forcing us to analyze wind or flood coverage, covid had everyone reviewing business interruption/property damage coverage restrictions, and earthquakes in areas that have not had earthquakes prompted … Continued
February 1st is National Change Your Password Day. Changing passwords helps to protect sensitive information and reduce the risk of unauthorized access. Hackers now have advanced technology that has allowed them to hack into personal information systems more efficiently. As a result, within the past five years, about 3 million complaints of cyber security threats … Continued
Every year businesses are required to post physical (and in some cases electronically) report summaries of the work-related incidents that occurred at their places of business or project sites. February 1st marks the deadline for you to tabulate your annual OSHA Log Summary (OSHA Form 300A) and post it in a common area wherever notices to … Continued
by Jared Sadowski, Vice President, Aviation Practice Leader and Brandon Mohr, Claims In-House Counsel Fixed-base operators (FBOs) offer many important services for aircraft, including crew lounges, hangar storage, maintenance and repair, and refueling at airports across the United States. FBOs use fuel/tank farms with storage tanks and pumps on their property for fueling operations. The … Continued
Organizations must look for many risks to their operations in today’s global economy, including injuries, cybersecurity threats, and other hazards unique to their processes. Risk is, by definition, uncertain, and the end costs of many incidents and losses remain unknown. However, insurance is designed to protect businesses from these events, and countless plan designs and … Continued
By Mak Kelly, Sales Consultant for Commercial Lines Two years after the COVID-19 pandemic caused thousands of businesses to close temporarily, businesses are now struggling to find workers to fill open positions. According to the latest numbers from the U.S. Chamber of Commerce, there are over 10 million job openings across the country, but only … Continued
by Chris Branvold, Consultant, Commercial Lines Department and Education Practice Group Member Educational institutions comprise various work environments, including classrooms, school buses, and sports facilities. Therefore, protecting these diverse types of employees with proper safety procedures and workers’ compensation insurance represents a high priority for school districts and a large portion of their insurance costs. … Continued
Schools, colleges, and universities are intricate networks of different types of jobs across multiple facilities and locations. From an insurance perspective, they face many kinds of risk exposure. At Henderson Brothers, we have been serving the education industry for decades. We understand the school environment and the nuances of resolving education-related issues. Here are several … Continued
