Do I Need Rental Car Insurance?

The best time to decide whether you need to purchase extra insurance from the rental car agency is before standing at the counter. Whether you need rental car insurance depends on several factors, such as your auto insurance coverage, credit card benefits, and the rental car company’s policy. Therefore, it’s a good idea to review … Continued

The Best Umbrella: A Personal Liability Shield

February 10th is National Umbrella Day! Just as an umbrella shields you from the rain, an umbrella insurance policy protects you from a downpour—that worst-case scenario where you could lose everything in a lawsuit. Even if your assets are few, umbrella insurance protects your income; in some settlements, wages can be garnished for up to … Continued

The Power of Data: How Complex Risk Analysis Can Help Your Business

Organizations must look for many risks to their operations in today’s global economy, including injuries, cybersecurity threats, and other hazards unique to their processes. Risk is, by definition, uncertain, and the end costs of many incidents and losses remain unknown. However, insurance is designed to protect businesses from these events, and countless plan designs and … Continued

Preparing for Hurricane Season

National Hurricane Preparedness Week, which is scheduled for May 1-7 this year, encourages individuals to evaluate their personal hurricane risks and implement measures to keep themselves and their homes protected during a hurricane. Hurricanes have become an increasingly prevalent concern throughout many Southern states and along much of the  East Coast. In fact, the National … Continued

Tips for Traveling Abroad

(Photo by Dan Novac on Unsplash) The World Travel & Tourism Council has estimated bookings for international travel to be up by 130 percent over last year. Are you planning on traveling abroad? Are you Prepared? Our Round-up of Travel Abroad Tips: Make sure you have a signed, valid passport and visas, if required. Also, … Continued

Our Checklist: 7 Ways to Prepare Your Home For Spring

Are you ready for spring home maintenance?  Here’s our checklist to ensure your home is all set for the upcoming months: 1. Clean your gutters Cleaning your gutters is an important spring home maintenance tip that you need to make sure you complete. Cleaning your gutters to remove any dirt, leaves, tree branches, etc. out … Continued

Reviewing Certificates of Insurance

Insurance is an important component of many business transactions.  Whether you’re a construction company hiring subcontractors, a manufacturer contracting with a supplier for component parts, or anything in between, you require proof that the other party carries adequate insurance to protect them and you in the event of a claim.  This proof is provided in … Continued

How To Win The War On Talent

By Chris Shipley, Vice President and Director of Emerging Markets I would bet that I see at least 2-3 articles a week about the strength of the economy and how it is creating a difficult job market for attracting and retaining quality employees. Additionally, I probably talk to at least one business each week that … Continued

Is Your Insurance Policy Enough to Protect Your Valuables?

Homeowner’s or a renter’s insurance will protect your belongings in your home and help you to replace them if they are stolen, damaged, or destroyed. Some valuable possessions are excluded from homeowner’s or renter’s policies. Often, lists of certain items or general types of belongings are provided in the insurance policy contract. How do you … Continued

Severe Weather Advisory Tips

Over 140,000 households suffered a loss of power throughout southwestern Pennsylvania due to yesterday’s windstorm. After an event like this, it is a good time to ask: are you prepared for severe weather and have your taken steps to mitigate property risk? Here’s a quick overview during a weather advisory that our clients find helpful: … Continued