States cannot ban same-sex marriage, the Supreme Court ruled in a 5-4 decision Friday morning. Justice Anthony M. Kennedy’s majority opinion firmly stresses marriage, as well as benefits that come with marriage, as rights guaranteed to gay and lesbian couples by the Constitution. “The right to marry is a fundamental right inherent in the liberty … Continued
PITTSBURGH – May 14, 2015 –Amanda Benner joined Henderson Brothers Retirement Plan Services as a client associate. Benner will assist retirement plan participants directly, ensure Henderson Brothers Retirement Plan Services maintains compliance with FINRA, and offer support to our award-winning Wealth Managers. With eight years of experience in administrative support, Benner continues Henderson Brothers’ … Continued
PITTSBURGH – April 12, 2015 – Mary Beth Pronko joined Henderson Brothers, Inc. as an account analyst in the benefits department. With two decades of experience in insurance and 15 years specializing in benefits, Pronko’s intimate understanding of the marketplace allows her to find the best benefits program for her clients. Pronko’s proven excellence … Continued
A wellness program’s compliance with standards imposed by HIPAA does not mean that program is compliant with Title 1 of the Americans with Disabilities Act (ADA). On April 16, the EEOC released a proposed rule and additional guidance in its first real attempt to interpret the ADA in a manner that reflects its mission of … Continued
PITTSBURGH – April 7, 2015 – Michael Freas has joined Henderson Brothers, Inc. as a financial analyst in the benefits department. Freas will analyze claim activity, provide regular reporting, and project healthcare costs for Henderson Brothers’ clients. With proven prior experience in customer service and leadership roles, Freas continues Henderson Brothers’ commitment to recruiting … Continued
PITTSBURGH – MAY 5, 2015 – Bradley St. Myer joined Henderson Brothers, Inc. as a Property and Casualty account executive. St. Myer will work to increase the policy productivity of Henderson Brothers’ clients by providing tailored solutions to gaps in coverage. With over a decade of excellence in insurance sales, St. Myer continues Henderson … Continued
Final versions of IRS Forms 1094 and 1095, which are to be used by health plan issuers and employers to fulfill reporting obligations under Code §§ 6055 and 6056, were released by the IRS in February. The agency will use the benefit and participant information reported in these forms to administer the ACA employer and … Continued
Clarification on how the ACA annual cost-sharing limitation affects benefits offered under a high-deductible health plan (HDHP) has been released by the Department of Health & Human Services (HHS). This official interpretation of the ACA’s annual cost-sharing limitation effectively embeds an individual out-of-pocket limit for family coverage. The embedded annual limit, effective with non-grandfathered policy … Continued
As of January 1, “Play or Pay” penalties are in effect. This means if one of your full-time employees qualifies for premium tax credits for Exchange coverage, it may trigger your employer-shared responsibility penalties under Code § 4980H. Employers that have employees enrolled in Exchange coverage may want to become familiar with the process although … Continued
The Expatriate Health Coverage Clarification Act provides permanent ACA relief for some expatriate plans, including self-insured programs. Qualifying plans are exempt from the following mandates and fees: Annual and lifetime limits Required dependent coverage to age 26 Preventive health services Summary of Benefits and Coverage (SBC) Essential health benefit requirement Prohibitions on pre-existing conditions, excessive … Continued
