As the situation continues to evolve surrounding the global outbreak of COVID-19,  Henderson Brothers has established this resource site to help our clients navigate the unprecedented challenges it presents.  Experts from our business divisions continue to provide insight and resources to help you understand the potential impacts to your business operations and your workforce.
Visit this page often for the latest information, updates and pertinent information to help you effectively and consistently manage the evolving situation.  If you have a question you don’t see addressed, please contact us. We’re here to support you.
The safety and well-being of our employees, clients, and the community is foremost in our minds as the coronavirus pandemic continues. Henderson Brothers remains committed to providing superior service to our clients and business partners as we continue to take the steps necessary to prevent any interruption in our business processes. Our business continuity plan enables us to effectively and consistently serve our clients during this time.
Our office is currently closed and we have implemented our business continuity plan which involves our employees working remotely. Our staff is fully equipped to continue to deliver heroic client service with minimal disruption, if any. Our employees have the ability to handle your inquiries, phone calls and meetings via virtual capabilities.
We are monitoring all local, state and federal guidelines for business operations closely and will update you when are normal operations have resumed.  In the meantime, we hope that you, your family, friends and business associates are well.

Resources for Business Clients

We encourage organizations to seek guidance from health organizations and government sites dedicated to COVID-19 prevention and management for the latest information directly related to the health impacts of infectious disease outbreaks.

John Hopkins Coronavirus Resource Center
IRS, Coronavirus
World Health Organization, Coronavirus disease (COVID-19) outbreak
Centers for Disease Control and Prevention, Coronavirus Disease 2019 (COVID-19)
Pennsylvania Department of Health, PA COVID-19 Update
Allegheny County, COVID-19 Resources
Department of Labor, The American Workplace and COVID-19
Department of Labor, Occupational Safety and Health, COVID-19
U.S. Chamber of Commerce, Coronavirus Emergency Loans Small Business Guide and Checklist, (link to document), 3/30/2020

Information and materials to help business leaders better understand the scope and impact of COVID-19 including coverage considerations.

Benefits Practice Considerations
Note: Henderson Brothers has sample policies and language regarding COVID-19 information. Please contact your Henderson Brothers representative for more information.
Webinar: Reopening the Workplace, Addressing the Challenges Employers will Face When Operations Resume, 5/21/2020
Reopening Pennsylvania Businesses – Guidance for Counties that Move to Yellow , 5/12/2020
Carrier Accommodations for COVID-19 (link to document), 5/6/2020
Links to State COVID-19 Resources (link to document), 4/23/2020
FFCRA Tax Credit for Qualified Health Plan Expenses (link to document), 4/23/2020
EEOC Releases New COVID-19 Return to Work FAQs (link to document), 4/23/2020
Top Questions from Small Businesses about COVID-19, 4/9/2020
New FFCRA Employee Rights Notice  – Post April 1 (link to document), 3/31/20

Financial Considerations – Retirement Plan Sponsors and Committee Members
HB Retirement Market Update Call for Plan Sponsors and Participants, 4/29/20
Quarterly Market Digest (link to document), 4/11/2020
The CARES Act Summary for Retirement Plan Participants and IRA Holders (link to document), 4/9/2020
Financial Market Snapshot (link to document), 4/6/2020
Historic Stimulus Bill Passes Senate: The Coronavirus, Aid, Relief, and Economic Security (CARES) Act (link to document), 4/1/2020
Speaking of Markets – High Cost of Cashing Out (link to document), 3/30/20
Severance of Employment, Layoff, or Furlough? (link to document), 3/30/20

Property & Casualty Considerations
Expert Update, COVID-19 (link to document), 5/12/2020
California Workers’ Compensation Rule Changes due to COVID (link to document), 5/11/2020
Pennsylvania Workers’ Compensation Rule Changes due to COVID (link to document), 5/11/2020
NCCI Furloughed Employees White Paper (link to document), 5/6/2020
Considering a business interruption insurance claim due to COVID-19? Check your policy first, 4/6/20
Information Gathering for Potential Business Interruption Claims (link to document), 4/2/20

Information to assist decision-making throughout the COVID-19 lifecycle.

Response Planning FAQ Update to the Pandemic Recovery Plan, (link to document), 5/18/2020
Pandemic Recovery Plan – General Industries, (link to document), 5/12/20
Pandemic Recovery Plan – Construction, (link to document), 5/12/20
Pandemic Business Recovery Webinar, (link to recording), 5/12/20
Claims & Legal Briefing for COVID-19, (link to document), 5/12/20
Pennsylvania Department of Health – Stay at Home Order Worker Safety Update (link to document), 4/16/20
OSHA Compliance & Complaints During COVID-19 (link to document), 4/13/2020
Fleet Protection for the COVID-19 Pandemic (link to document), 4/8/20
Cyber Liability – Coronavirus and Managing Remote Work Cyber Risks (link to document), 3/30/20
COVID-19 Safety Committees (link to document), 3/26/20
FMCSA Grants Waiver for CDL Holders, 3/25/2020
Environmental Cleaning and Disinfection Recommendations & Response to Suspected/Confirmed Coronavirus Disease 2019
COVID-19 Cleaning Crew Considerations (link to document), 3/18/20
FMCSA Waives Hours of Service Requirements (link to document), 3/18/20
COVID19 OSHA Recordkeeping Requirements (link to document), updated 3/17/20
Checklist: Business Pandemic Influenza Planning (link to document), 3/15/20
OSHA Guidance on Preparing Workplaces for COVID-19 (link to document), 3/15/20
Protection in Flu Pandemic Poster (link to document), 3/15/20
Risk Insights: Preparing Your Event for Coronavirus (link to document), 3/15/20
11 Steps to Limit Exposure and Disruption(link to document), 3/15/20

Resources for communicating with your employees on COVID-19 management.

COVID-19 CARES Act Updates (link to document), 4/6/20
Sample COVID-19 Permission Letter (Microsoft word template download), 3/24/20
Whitepaper: Employee Exposure Considerations and Response Plan, updated 3/20/20
Sample Remote Work Policy (Microsoft word template download), 3/19/20
Sample Remote Work Agreement (Microsoft word template download), 3/19/20
Sample employee COVID-19 Guidance Letter (Microsoft word template download), 3/15/20

Benefits Practice Considerations
Employee Rights Under Families First Coronavirus Response Act (link to document), 3/26/20
DOL FAQ – New Paid Sick and Paid Family Leave Requirements (link to document), 3/25/20
Furloughs and Other Temporary Responses to COVID-19 Disruptions (link to document), 3/24/20
COVID-19 COBRA Toolkit (Microsoft word template download), 3/23/20
Details of the Proposed Phase 3 Relief from Congress, 3/20/20
COVID-19 and Telemedicine Coverage (link to document), updated 3/19/20
Health Plan Coverage Considerations, 3/15/20
The Importance of Telehealth in Managing COVID-19, 3/15/20
Managing Paid Leave Scenarios and COVID-19 (link to document), 3/15/20
Considerations for Paid Leave Changes as Coronavirus Spreads (link to document), 3/15/20
Coronavirus and your workforce –  Benefits Q&A (link to document), 3/14/20
HDHPs will not lose HSA Qualified Status for COVID-19  (link to document), 3/13/20

Financial Considerations
From the Desk of the CIO: Uncertainty Still High (link to document), 3/29/20
Senate Approves Coronavirus Stimulus with Retirement Relief, (link to document), 3/26/20
From the Desk of the CIO – Some Visibility Improvement (link to document), 3/22/20
HB Retirement’s Guide to Volatile Markets (link to document, employee specific), 3/18/20
From the Desk of the CIO: Domestic Affairs Now Being Felt (link to document), 3/15/20
Investing With Emotions Can Be Costly (link to document), 3/14/20
Diversification can feel disappointing (link to document), 3/14/20
Four Things for Businesses to Think About Amid Coronavirus Concerns and Market Volatility (link to document), 3/12/20
Wild Coronavirus Ride Continues for Investors (link to document),3/9/20
Financial Market Snapshot (link to document), 3/2/20
From the Desk of the CIO: Volatility in Perspective (link to document), 2/27/20

Property & Casualty Considerations
Property Protection Considerations, (link to document), 3/24/20
Cyber Criminals Seeking to Capitalize on Coronavirus (link to document), 3/20/20
COVID-19 and Commercial Insurance Coverages (link to document), 3/18/20
COVID-19 and Potential Business Interruption Claims (link to document), 3/15/20

The Latest Updates from Henderson Brothers

For the full list of published articles, search our blog for coronavirus